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Traveling Overseas:  It's advisable never to travel alone when you go to other countries. It's best to take a friend
or go with a group. This will keep you safer and keep you from falling victim to scams and any problems you may
have to face alone. Many people in ministry, tourists and missionaries have had better success rate traveling with
a group or friends and not alone. Many people who have went overseas by themselves have fallen victim to frauds
and went through bad experiences.
 
SCAM LETTERS & HOAX LETTERS:
There are many scams and hoax letters floating out there  in our email
boxes. And I will cover (in detail) some of the tips that will help you to know for sure and what to do to find out.
*If you get any letters stating that a relative died and they want you to keep their money. THIS IS A SCAM LETTER.
*Anyone writing to you and telling you about a conference in the USA and how to get your visa and to send money
to AFRICA, THIS IS A SCAM.
*NO GOVERNMENT AGENCY will email you--NOT ANY IN ANY COUNTRY. Those are all scams
*Lottery letters are all SCAMS.
*Virus letters are all SCAMS and Hoaxes. To find out about virus letters. Type the name of the said virus into the
top of your computer and it usually will tell you if it's a hoax or not. And most all are.
*Be careful for letters from Yahoo will close your account, and they ask for all your personal information!!!!
Yahoo does not do that. You simply sign into your yahoo to let them know you are keeping it active. That is all you 
need to do at yahoo and they are not closing.......THIS IS A SCAM
The only time you know they are real is if for instance. www.geocities.com is closing their accounts. They annouce it
on their website. They let you know this way...
*Watch out if you have a paypal account. There are  fake letters that may come to you that will not really be from
paypal but they will tell you they are. Any time Paypal will contact you is when you get a payment in your account.
Not any other time. So if you get many paypal letters, forward them to spoof@paypal.com  they will take that letter
that you receive and they will investigate where it came from and find out who sent it. Then you are doing
your part to help find scammers who want to get into your accounts.
*Sometimes they even send you letters pretending to be your bank. Example Bank of America. but they ask you to
click a link and ask for personal information. This is a scam. For Bank of America does not send out mail like this.
*There are professional scams who know how to copycat the signias of businesses to pretend they are that business.
And coming to you that you are not sure about, and if they are a business associated to you or that you have, always
call the business to ask if they sent you a letter. It's better to be safe than sorry. And get their email when you call
them and send them your email from the pretend one that was sent to you.
*Watch the emails very carefully of letters you receive, look through them to see if they have more than one email to
contact them. Most of the time they say they are from one place, and their email will show another. For instance.
They may say they are from Africa, and will show a name@yahoo.co.it  which is "it" stands for Italy. And you will see
they are lying.  Or some will say they are from Saudi Arabia and their email will say yahoo.co.br which is brazil. So
you can see where these scammers are working from. Some give out a UK phone number and any 234 number on a
letter is from Nigeria. Signafying that it's a scam. For many are very professional there and know how to scam you.
I know because I lived there to know how these people are at the cyber cafe. I worked as a missionary for 8 months
and learned a lot about that country. many people are nice but you have to be so careful. You can't trust just anyone.
And many are so sweet and nice in the email that you can't tell they are bad. Believe me. I found out...

The best way to avoid any letters is to delete any talking about money. Then you won't get caught up in a scam.
If you
ever want me to check your mails and if you have any questions whether it's a scam or not, you can send them to me
and I will look them over and let you know. I want to make sure that people prevent themselves from scams.
 
REAL TESTIMONIES OF PEOPLE WHO WERE SCAMMED:

*A lady met a man in 2001, and didn't meet him until 4 years later and they got married in his country and he was a
scam. She didn't know until after she married him. Then when she returned back to her country, he remarried
another in his own country,while married to her. He only used her to marry her to go to her country. She caught on
and divorced him in her country. She was scammed. This happens to thousands of women per year. Just to let
you all know. So don't be so quick to believe people by email.

*A man from Eritrea, a friend who lives in Norway, got a scam letter in his email from an Attorney and it was one of
those sad sob stories and he believed it and sent them money. They pressured him into sending more money to
them and they fixed it so that they contacted the police department where he was staying, (they use lawyers to do
this) and he had to take  out several loans to pay the scams. Now he is suffering with a large house payment and
a burden of payments to of loans from many banks for the scams money.

*A man from Burkina Faso, who fell victim to a scam letter, thinking that he could help someone and ended up that
the lawyer of the scam went to his police department saying he owed them money, when they were scams. He was
in debt and almost had to go to jail, he had to get money to pay these crooks.
*I know countless of friends who had
paid people they met on the net, only to find they were scammed out of their money from sad stories or begging
friends they met on emails or pen pals.

*A USA lady fell in love on the net with a man from Liberia. He claimed to have an orphanage in Buduburam Camp
in Ghana. She went with her kids to that country to visit them and even adopted a child. She married this man
without getting to know him and fell victim to his scam. Found out that the orphanage that her husband claimed to
own did not exist, and the child she adopted had parents and was not orphaned. The child had parents but they
wanted the child to have a home. So it was a bad legal problem for her. Found out that she got married in a church
yet,her husband and his friends went into the courthouse to take the paperwork in instead of taking her.
The names were spelled wrong on the marriage certificate too thus, was not legal. It caused her much heartache
and dissapointment. She had even sent money for the child she adopted to be cared for until she could get the
child, but lost a lot of money.
So you see, anyone can fall victim, even africans can and do.
There are scams all over the world and in many places and we all have to be extra careful especially on the net.

*Many women have fallen victim of Home Business scams and were set up by Nigerian credit card scammers. They
hire you to work for them, they get the number of many people's credit cards and use them to buy items to send to
Africa. They have these items sent to your house and have you send them to africa. Then when the ladies have 
gotten caught by federal investigators, they end up innocent but in trouble. Because they didn't know the business
was a scam. About 99 percent of the home businesses online are frauds and scams. 
 
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